📍 Train with CDL Mentors | 🚛 Job Placement Guaranteed | 💰 Start earning $55K–$110K
👉 See If You QualifyYou’re not alone — that’s why we created the CDL Train Now, Pay Later program.
Our Train Now, Pay Later program is powered by an Income Sharing Agreement (ISA). This means:
✅ Train Now • ✅ Get Hired • ✅ Pay Later
👉 Apply Now — If You Don’t Get a Job, You Don’t Pay!An ISA is a financing arrangement, especially for education or skills training, where instead of paying tuition up front (or borrowing money that accrues interest), you agree to pay a fixed percentage of your future income for a set period.
| Term | What it Means / Why It Matters |
|---|---|
| Income Threshold (Minimum Income Floor) | The income level you must exceed before payments kick in. Protects affordability. |
| Income Share Percentage | The % of earnings you agree to pay (e.g., 5–10%). Higher % = shorter term or higher risk. |
| Repayment Term / Window | The duration you’ll make payments (if above threshold). Defines total obligation period. |
| Repayment Cap | The maximum you’ll ever pay under the ISA. Protects against endless repayment. |
| Deferment / Grace / Pause | Rules for months when you don’t earn enough, are unemployed, or taking time off. |
| Prepayment / Early Termination | Defines if you can pay off early or if penalties apply. |